Low Rates Low Fees Lightning Fast Turn Times
- You Served…You Earned…Now you Save
- VA Loans Approved in Record Time
- Pay off high rate credit card debts
- Lower your monthly payments
- Increase Monthly Cash Flow
- Fix up your house
- Buy a new home
Why Veterans Choose Us
Fast Closings
Get your VA loan approved and funded in as little as 30 days.
High Loan Value
Enjoy up to 100% financing with no down payment required.
Flexible Options
Refinance, purchase, or cash-out using your earned VA benefits.
Trusted Experts
Specialists who understand the VA process and serve those who served.
VA Loan Options for Every Homeownership Goal
Purchase Loans
Buy your first home or upgrade to your next one with zero down.
Refinance
Lower your rate, shorten your term, or switch to a fixed-rate loan.
Cash-Out for Home Needs
Access your home equity to cover renovations, debt, or expenses.
Renovation & Expansion
Use your VA benefits to upgrade, remodel, or expand your property.
Trusted by Veterans Across America
Backed by lending professionals who understand the unique needs of military families.
Meet Mark Etzel
NMLS # 324849 | CA DRE # 01515825
West Capital Lending Inc. NMLS # 1566096 | CA DRE # 02022356
With over 18 years in the mortgage industry, and son of a veteran, Mark Etzel has earned a reputation for helping clients achieve their homeownership goals with clarity and trust. His deep knowledge of VA loans and commitment to serving veterans and military families make him a go-to advisor for personalized lending solutions.
Beyond his professional expertise, Mark lives an active and balanced lifestyle. He’s a dedicated fitness enthusiast, passionate about surfing, and enjoys snowboarding during the winter months — proof that discipline and drive extend far beyond the office.
Mark’s unique blend of experience, integrity, and energy reflects what his clients value most — a professional who understands their journey, respects their service, and works tirelessly to deliver results that matter.
Ready to Secure Your New Home?
Fill out the quick form and get pre-qualified today. Or, call us!
- No-cost, no-obligation VA pre-qualification
- Expert support from start to close
- Competitive rates and flexible options
License Information – For complete license information, click here to visit our Licensing Page.
West Capital Lending, Inc. (WCL) is an Equal Housing Lender. As required by federal law, we do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age (if you are legally able to enter into a contract), income derived from public assistance, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.
The federal agency enforcing our compliance with these laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
© West Capital Lending, Inc. All rights reserved.
NMLS# 1566096 DRE# 02022356 –NMLS Consumer Access
